I have been given a quote for a split unit with a water furnace NDZ026 with a trane air handler TAM7A0A24 with a cost of $5560 and $2690 for the cost of the equipment. I wanted to go with a package unit also the water furnace a NDH026 and the quote from the same people was $9651. Both quotes include a desuperheater. From a separate group I got a quote for a waterfurnace NDH038 of $9500. So to me it seems like the price for the package unit NDH026 is way to high. The reason for the contractor wanting to go with the split unit is so the crawlspace dugout would not have to be enlarged. Any information anyone can give me would be appreciated. Thanks.